Finance
UK
expats in France who want to access their pensions before the April 2010 age
changes cannot afford to leave it a day longer, according to experts at Expat
Pensions LLP...Banking, Taxes and Finance
Banking in France, French taxes and finances - How to write out a French cheque, how to open a bank account in France, the French tax system and currency exchange.
Clock ticking on pension cash deadline
UK
expats in France who want to access their pensions before the April 2010 age
changes cannot afford to leave it a day longer, according to experts at Expat
Pensions LLP...How to write out a French cheque
Writing out a French cheque can be a bit daunting at first so here's a quick guide on how to fill one out plus a handy list of numbers in French to assist you...Opening a French Bank Account
If you are planning on living permanently in France or if you have a French mortgage you will probably find life a lot easier with a French bank account...Sending Money Overseas
If you are contemplating moving to France or are looking to purchase a French property then you will no doubt be negotiating hard with your agent to get the best deal possible on the price. However what many people fail to appreciate is
that they can reduce the true cost of the property by thousands of pounds simply
by using a specialist currency company rather than their bank to send their
money overseas...Expats feeling the squeeze overseas
Expatriates are feeling the squeeze overseas according to Halifax International's new Expat Mood Monitor, since January 2008, over half (52%) of expats have noticed a decrease in their disposable income (with 44% noticing a decrease of 10% or more), and almost two-thirds (62%) have seen a decrease in their overall investment
portfolios...Weekly Currency Report
Andrew Norton from the Foremost Currency Group gives this weeks market report on the Great British Pound, the Euro and other major currencies.The French Tax System at a Glance
A guide to French taxes covering French income tax, French Wealth Tax, Capital Gains Tax, French Inheritance and Gifts Tax Rates (updated for 2010)...
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Currency Exchange - Changing Your Pounds into Euros
It is strange to find that purchasers of property in France are always keen to negotiate a good price on the house of their dreams, but then fail to appreciate that great savings...Moving Money To France
In Part 3 of this series, Oliver Phillips of PFS France takes a look at
moving money to France. If you already live in France, or intend to finance your property purchase from
equity in your UK home, chances are you'll want to move some money abroad. Transferring money from the UK to France requires someone to handle the transfer
on your behalf and usually your bank will be...
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Financing your dream home in France
In Part 2 of this series, Oliver Phillips of PFS France takes a look at common approaches to financing French property purchases from releasing equity from your UK home to taking out a French mortgage...
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Taxe d'Habitation and Taxe Foncieres
The Taxe d'Habitation and Taxe Foncieres are both local authority residence Taxes similar to the UK Council Tax which are paid annually though there is provision to pay monthly by RIB (direct debit) from your bank account. Both the Taxe d'Habitation and the Taxe Foncieres bills usually arrive in...
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The European Savings Tax Directive
The European Savings Tax Directive is set to come into force on 1 st July 2005. David Anderson, solicitor and chartered tax adviser, Saul Brownstein French tax solicitor and Susanna Heley, trainee solicitor, all of Sykes Anderson LLP discuss the implications of the Directive with a UK resident taxpayer, shortly to emigrate to France.
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French social security contributions, Q&A
French social contributions or cotisations (I'll call them cotisations) are higher
than UK National Insurance contributions (NICs). As a UK resident who is going to
work in France, you and your employer may be able to pay UK NICs, which will probably
represent a significant saving. Equally if you are thinking of setting up a business
in France your liability for self-employed cotisations might be far higher than
in the UK...
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Retiring to France from the UK
If you are a UK resident and are planning to retire to France you need to inform your DSS office of your move & intended departure date a few weeks beforehand. If you will be moving before you are eligible for your UK state pension but are already receiving a private pension...
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French taxes and charges on labour
French taxes are not deducted at source. They are based on the principle of the declaration of income by employees (taxable households) who pay their taxes themselves to the tax authorities. Employers do not intervene in the handling and payment of taxes...
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Old-age insurance - Beneficiaries and conditions for entitlement
The old age pension scheme in France must include the basic retirement pension managed by the C.N.A.V.T.S...
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E forms - General overview
An overview of the E forms and which ones you may need in order to live and work in France and receive healthcare & other entitlements...
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Sickness insurance - Beneficiaries and conditions for entitlement
The conditions governing the granting of benefits are as follows: you must have worked at least 60 hours as an employee in the calendar month preceding the administration of healthcare, or have worked at least 120 hours as an employee in the three calendar months preceding the administration of care...
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National social welfare provisions
The general social security scheme (metropolitan France and Overseas Departments) covers the risks incurred by beneficiaries: sickness, maternity, disablement, old age, widowhood, death and occupational accidents...
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Unemployment benefits - Beneficiaries and conditions for entitlement
If you are a European citizen living in a country of the European Economic Area, and are looking for work in France: you must register as a job-seeker with the competent French bodies (ASSEDIC, and then the A.N.P.E) in your new place of residence...
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FairFX - A great choice for Euro Currency Exchange
Did you know that many travellers pour a lot of their hard-earned spending money down the drain by not hunting down market-leading Euro exchange rates?
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Properties
in France, like properties everywhere, need maintenance and modernization. In
addition, periodically things go wrong and...